COMING SOON TO KENYA
One app, no hidden fees.
Wallet, credit, and payments built for micro and small enterprises across Africa.
Trusted by merchants and regulated by the CBK
Spend now, pay later with fair fees.
From inventory financing to working capital, get the credit your business needs to grow. Spend now, pay later with fair fees.
Built for Africa
Cowdi works with partners across Kenya to provide affordable credit and financial tools tailored to micro and small businesses.
No paperwork. No branch visits. Just your mobile phone.
KES 5K–150K
Credit range
7–30 days
Loan term
Via M-Pesa
Repayment
Zero
Hidden fees